SEPA CBI stands for Single Euro Payments Area Customer-to-Bank Initiation. It refers to the XML standard format used for initiating payment transactions between the customer and the bank within the Single Euro Payments Area (SEPA). SEPA is a payment initiative by the European Union to simplify bank transfers denominated in euro, aimed at making cross-border transfers within the Eurozone as easy as domestic transfers.
The SEPA CBI XML standard outlines the required fields and structure of payment initiation files, allowing for a uniform and streamlined process. This standard is particularly important for businesses and organizations that handle a large volume of transactions, as it aids in automating and simplifying the payment initiation process.
The SEPA CBI add-on within Splynx generates SEPA Credit Transfer requests in the XML format standardized by CBI and accepted by Italian banks.
The add-on can be installed in two methods: via the CLI or the Web UI of your Splynx server.
To install the SEPA CBI add-on via CLI, the following commands can be used:
apt-get update apt-get install splynx-sepa-cbi
To install it via the Web UI:
Config → Integrations → Add-ons:
Locate or search for the
splynx-sepa-cbi add-on and click on the Install icon in the Actions column:
You will be presented with a window to confirm or cancel the installation. Click on the
OK, confirm button to begin the installation process:
After the installation process has completed, you have to configure the add-on.
Config → Integrations → Modules list:
Locate or search for the "splynx_sepa_cbi_addon" and click on the Edit icon in the Actions column and fill in the provided fields:
Customer’s IBAN, Mandate date, Mandate ID, and Sequence state (only FRST or RCUR) can be set in the customer profile (see below):
Customer’s IBAN - refers to the International Bank Account Number of the customer. In the SEPA, it's a standardized international bank account number format used for ensuring the efficient processing of cross-border transactions;
Mandate date - the date on which a customer gives consent (or mandate) to a creditor, allowing the creditor to collect funds from the customer's account. This is particularly relevant for Direct Debit transactions, where the customer provides permission to the service provider to deduct funds from their account;
Mandate ID - a unique identifier assigned to a particular mandate. It helps in distinguishing and tracking individual mandates, especially when there are recurring transactions or when a customer has given multiple mandates to different creditors.
Navigate to Finance → Invoces and click on the
Charge you will see a download xml document link.